US Federal Credit Union - I want my title!

Aurora, Colorado 21 comments
Not resolved

I have a credit card and a car loan at my credit union.I, like many other Americans, fell behind this last year and they told me the two were "attached"...so if I stopped paying my credit card, they would seize my car.

Finally I was able to pay off the car last month. I asked them today for my title (it has been 30 days) and the guy I spoke with thought they might be "holding" the title until I got caught up on my credit car! Can they even do that?

I paid it off!The car is mine!

Review about: Car Loan.

Comments

Anonymous
#487557

Her name is Lisa Brumfiel.This girl is nuts.

40 plus, 200 plus, always has an old pic of herself trying to pass as thin. Thank God she is past her child bearing years. We don't need her DNA spreading. She still can't get her title.

Instead of workinv a real job, she's fighting the cause to fight fluoride in our drinking water.SMART!

Anonymous
#339860

really ***?get a grip.

i hope you lose your junk car.you'll be a walking the dog in flip flops ***.

Anonymous
#338672

Jesus.This girl is clueless.

You're here complaining about problems you created for yourself and you're bashing the bank here on the internet.You deserve to lose your car.

Anonymous
#332163

There's no bashing here. It's bashing to you because you are clueless. You're bashing a bank who is protecting themselves legally from someone who can't pay their bill and may default in their loan.

So you get on here placing blame on everyone except yourself. It's losers like you who help feed moronic sites like this with your whining to try and get what you want.

Here's a summary of what everyone thinks of you.

1. You don't know the 1000+ plus people you have on FB. You are just an attention w h o r e since you have no life.

2. You, again, think you're all that since you have a bunch of old overweight loser guys on FB giving you compliments. Get a clue. They're doing that to every other loser woman because they can't get a woman in real life.

3. You need to spend more time getting a real job rather than spending time fighting for fluoride free water. And the *** you do now isn't real work. You actually HAVE to make a profit to say you own your own successful business.

4. Seriously grow up. You're NOT 21 and you're NOT 120 pounds. You're 40+ and 200+. Makeup and continuously tightening your belt over your dress won't make you look thinner.

THIS ISN'T HIGH SCHOOL. GROW UP.

Anonymous
#332111

LOL!Wow...do people just look for reasons to bash others to make themselves feel better?

To all you naysayers...get a life. This recession is far from over and those who stand in judgement will soon be judged. Thanks to the rational people here who defended me and saw through the ludicrous accusations. Obviously, looking for rational advice on this site is a mistake.

I am done with this post!Post all you want peeps...PEACE OUT

Anonymous
#331716

AS I STATED IN A PREVIOUS POST.HER SELF CENTERED ATTITUDE.

TO THINK I WAS SOMEONE WHO DATED HER OR CAN'T BE WITHOUT HER? ERR NO. AGAIN QUIT BEING SELF CENTERED TO THINK YOU ARE ALL THAT. I WAS NEVER WITH YOU, NEVER DATED YOU NOR WOULD I WANT TO.

YOU HAVE NOTHING TO OFFER AND WOULD BE A FINANCIAL BURDEN TO ME.

I MEAN LOOK AT YOURSELF NOW.YOU HAVE NOTHING.

Anonymous
#331703

All I can say is what is wrong with the nasty person responding to this post?This woman has a legitimate issue and is asking us for help.

Isn't that the purpose of this site? To vent, to ask questions? Good grief! The person who keeps bashing her is obviously someone she knows her and just cannot bear to be without her.

Good for you GodsgalLisa, you are smart to get rid of this one! The rest of us should be proud of her for paying off her car in the midst of financial difficulty. How many people can say that? Sounds like she is taking care of her obligations to me, that's better than most Americans.

Basically, this is a good person asking for our opinion, I have never heard of anyone not getting their title after paying off a car.

Stick with it, you earned that title and ignore this loser, he is obviously a pathetic mess without you!Maybe he was part of your financial difficulty - hmmmm.

Anonymous
#331692

WHAT SUCCESSFUL BUSINESS? IF SHE HAD A SUCCESSFUL BUSINESS THEN WHY CAN'T SHE PAY HER DEBTS INSTEAD OF COMPLAINING ABOUT IT AND PLACING THE BLAME ON HER BANK AND POSTING THIS OUTRAGEOUS SLAM ON THE BANK????

THIS THREAD HAS ALREADY BEEN FORWARDED TO THE BANK. I'M SURE THEY'LL WORK WITH YOU NOW

Anonymous
#331577

GodsgalLisa, I have know you for over 20+ years now and you have always inspired me with everything you have done with a heart of love!You know it is always easy to say things when you don't actually know someone.

I have to say I have gained much from our friendship and the lame personal attack on this blog is silly. You have stood up and fought for things most people would be afraid to. Your courage and strength in everything you do is AMAZING! The successful business you have created and your talent is something that people who really know you understand and benefit from.

You always look gorgeous and you are truly a beautiful woman inside and out!!!

That is something very few people can say.....be proud and know that you are so very loved!!!

Anonymous
#331477

And think before you go calling the guys you dated losers.Remember, you're the who is 40+ years old and can't keep a relationship past two years, so maybe you're the loser.

Maybe guys get sick of your self-centered attitude always thinking you know it all.

Does it make sense.Is it any clearer now or do I have to spell it out more?

AND IT'S A V6.

Anonymous
#331475

Look at the last minimum five years.Where have you gone?

Nowhere. You've achieved nothing and you're pushing past 40. So like the typical failure wannabe you join some self righteous group so you can feel like you belong and like you accomplished something in life. And the sad thing you could've at least join a group with some potential but you joined a bunch of losers fighting for no flouride in our drinking waters.

Christ GET A GRIP.

Are you that sad? Does going on your crusade to fight fluoride make you feel like you've accomplished something in your life since you've failed in everything else?

This is the reason why you're in the situation you are in now. And it's due to pure stupidity.

Go back to Facebook to have all the people you've never met pat you on the back.

I mean that's a prime example of the patheticism of your life.You mean you actually know the 1000+ FB friends OR ARE YOU JUST A SAD ATTENTION ***?

Anonymous
#331377

I think the personal attacks on Godsgal is UNCALLED FOR!! SHow some respect!

Anonymous
#331284

Hey coward!The specs on my car...look it up: SOHC 16-valve 4.6 Liter V8 w/SMFI*.

The only loser I dated was the one trying to slander my name right now.Welcome to kindergarten folks!

Anonymous
#331282

Hey coward!Check out the specs: SOHC 16-valve 4.6 Liter V8 w/SMFI* I know my car.

The only loser I dated is the one who is trying to defame me right now.Welcome to kindergarten.

Anonymous
#330988

Oh and yeah, it is a V6. Christ you don't even know what you drive. No wonder you're in the situation you're in now.

Anonymous
#330987

Well at least you didn't deny you're past 40 but YOU ARE 200+.Doesn't matter how much of a tight belt you wear.

At the end of the day when the clothes come off, it's 200+ and the gut shows it. So quit acting like you're all that. The attention you get from guys are losers like yourself, so quit acting like this is a high school popularity contest.

Quit blaming the credit companies amd the loam companies.

In the end it's your fault for being late on your payments amd picking the sleaziest bank to get your loan from.If you're gonna be *** then you deserve to get ripped off.

Anonymous
#329145

One more thing "JC"...my car is 10 years old, not 15, and it is a V8, not a V6.Additionally, I have been paying on my credit card...I am just late...and I have NEVER been 200 pounds.

You are kookoomonutty!:zzz

GodsgalLisa
#329077

Wow is right.You seem pretty bold to say such slanderous things about me "Jesus Christ", and even admit to be from my town.

Now let the world see how bold you really are.What is your real name?

Anonymous
#321278

Wow.You're blaming the credit union for your mistakes.

Typical. Maybe get a real job? You worked hard to put payments toward a used junk car which is a V6 Mustang that is 15 years old instead of putting it towards your credit card. SMART MOVE.

Quit wasting time on useless stuff like voluteering for flouride free water in our town and put some effort into a paying job and you wouldn't be in this situation.

You're 40+ years old. You 200+ plus pounds. You're not 21.

Grow up and quit putting blame onto others.PUT PRIORITIES IN PLACE.

Anonymous
#318596

Obviously I shouldn't get behind on my bills.This last year and a half has been devastating to my credit.

I did not USED to be a high risk borrower. I wonder if they attached it mid-stream. Is that even legal? I had great credit when I bought the car.

I do not understand how they could hold my car title hostage.

I agreed to pay a certain amount for my car, and I paid it.It should legally be mine!

Anonymous
#318582

If you've ever talked about the two accounts at the same time, with the same person, in the same conversation, and the word "attached" was used, you're screwed. If there was even a hint of the car being used for collateral/security on the credit card, more than likely, they've put a lien on the car for the credit card balance. That's why, NO MATTER WHAT, you shouldn't fall behind in your bills--if you can help it. And if you have a problem paying your bills, the last thing you should do is get a credit card.

Question - why would you work so hard to pay off your car and not equally pay down both your car and the credit card?

I'm not an expert, but it sounds like your a high-risk borrower and that to protect themselves, they put a lien on your car as security for revolving credit.

Another question - why do you want the title so badly? If you're behind, even on one credit card account, you're FICA score can't be good enough to secure a new car loan. Just curious.

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